Emergency Medical Loan

Emergency Medical Loan1

Alliant Credit Union, in partnership with Takeda Pharmaceuticals, has created the Emergency Medical Loan to assist you in situations where you have financial need due to medical expenses.
Borrow up to $3,500 per calendar year, interest-free.
  • 0% Interest-free loan
  • Borrow as many times as you need up to a maximum outstanding cumulative loan balance of $3,500 annually (minimum loan amount is $500)
  • 12-month repayment term
  • No collateral required
  • Employee certifies medical need
We’ll review your loan application within one business day, and in most cases, have the funds available to you in your Alliant savings or checking account on the day of approval.
Apply Now

You have to be an Alliant member to apply. Not a member yet? Join Online »
For personal assistance, call 800-328-1935 or see your HR Representative.

1 To apply for an Alliant Emergency Medical Loan, you must be an Alliant member in good standing*, an active Takeda Pharmaceuticals employee based in the United States (retirees are not eligible), and either a legal resident or a U.S. citizen.
This loan is based solely on financial need as a result of a medical emergency affecting you and/or an immediate family member related to you by blood or law. You can take out multiple emergency medical loans in a calendar year up to $3,500. If you cease to be employed by Takeda Pharmaceuticals (voluntarily or involuntarily) you must continue to pay the loan in full. Information regarding this loan will be shared with Takeda Pharmaceuticals on an ongoing basis. Failure to repay this loan in a timely manner will result in a negative report sent to a credit reporting agency. If your loan is delinquent for 90 days or more, it will be turned over to Takeda Pharmaceuticals for continued collection efforts. The minimum loan amount is $500. The maximum loan amount is $3,500 with a term of up to 12 months. The interest rate is zero percent.

*Good Standing - You may not be past due or delinquent on any Alliant loan(s) or have any share account(s) with a negative balance, charged off balance, repossession, foreclosure, or bankruptcy. You must also meet any other internal parameters defined by Alliant, which are subject to change at anytime without notice.

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